Wedding Car Insurance
We’re proud to have developed the widest and most bespoke insurance for the wedding vehicle industry.
Whether you operate one motor - or an entire fleet - we cater specifically for the risks that you face running your wedding vehicle hire business.
We understand that you need good value - and a product that will protect you fully.
We’ve developed our insurance product using more than twenty five years of experience in the market, alongside Hiscox the award-winning Insurer and people just like you- professionals in the wedding car trade.
You can download the policy below to see all the details of our excellent policy – but here is a short summary of what you can expect to find:
- Agreed Value option - many insurers will only pay out the 'market value' of your wedding car if you suffer a total loss. We can assess your car and agree cover for its true total value. This means you won't get a nasty shock if you need to make a claim.
- Limited and Unlimited Mileage options - we are happy to insure you on a ‘limited mileage’ basis if you prefer. If your mileage is low - your risks are lower - and therefore your premium.
- Motor Legal Expenses - £100,000 Indemnity Limit - 24/7 helpline – assists in the recovery of any uninsured losses and offering 24/7 advice if needed.
- Unlimited Windscreen cover - even though your drivers take care you can sometimes get cracks on your windscreen. We offer unlimited windscreen cover (£100 excess applies) for replacement, zero excess in the event of a repair.
- Inability to Drive due to ill health cover for named drivers–if you are ill or the DVLA revokes your license due to ill health we will cover, within the limit, the cost of arranging alternative transport.
- If you experience an inability to drive following an injury whilst driving under your policy, we’ll arrange alternative transport costs up to £2,000
- Our extended personal accident cover grants the unusually high limit of £30,000
- Optional Protected No Claims Bonus
- Personal Effects cover up to £1,000
- Personalised Registration Cover up to £5,000 – if a car is stolen and it has a personalised registration it may take up to a year to recover the plate! This cover ensures that you can swiftly replace the stolen plate with a suitable alternative.
- Breakdown Cover comes as standard with our policies for all vehicles covered under your Wedding Car Insurance Policy.
- Public Liability Cover– sometimes mistakes happen and customers make complaints about damage to their property or other issues. Our insurance covers you against the costs of compensation if you are negligent.
- Employees Liability insurance – if you employ drivers or admin staff this insurance is critical. If employees bring claims against you for a bodily injury we will indemnify you against the cost of compensation
Wedding Car Insurance: Frequently Asked Questions
How much is Wedding Car Insurance?
This very much depends on the area in which the client is based, the age and value of the vehicles concerned and the clients experience. Premiums start from a few hundred pounds and include liability cover, breakdown and legal expenses as standard.
Can you provide Wedding Car Insurance in Northern Ireland?
Yes, we are able to insure wedding car businesses in Northern Ireland.
Do you insure wedding hire fleets?
Absolutely, we have a long history of catering for established businesses who run a fleet of vehicles.
Will you insure Vintage and Modern wedding cars?
Yes, due to our relationship with our partner insurers we are able to insure both classic/vintage vehicles and modern higher value vehicles on the same policy.
What additional covers are you able to offer?
Exclusively for our wedding car customers we are able to offer cover for loss of use, business tools and equipment, personal accident, internet and email, PR crisis management and Business HR to ensure that the business remains in safe hands should the worst happen.
Why Wedding Insurance Group?
Our team has more than twenty five years of experience Insuring Wedding Car Professionals. The Wedding Vehicle Insurance market can be complicated for the uninitiated and there are no other specialists in the market.
We are the UK’s only, exclusive specialist in the market.
We operate a Freephone* number (0800 699 0659) - which means that you can speak to us without incurring any cost.
(*Free from landlines, but calls may be chargeable from mobiles - check with your network provider).
We do NOT operate a call centre culture - and you can speak directly to our professional staff if you need a quotation or have any queries about your policy.
We can offer instant quotations and cover via telephone so call us now and get the best deal on your insurance. You can be sure you are talking to people who understand your industry - and not a call centre staffed with inexperienced ‘sales staff’.
We offer easy-payment options so that our insurance is affordable - helping your cashflow in your business.
CALL US NOW ON 0800 699 0659 or 0121 550 2380
for a FREE quotation.
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