Florist Artisan Growers
Our client was listed in the ‘Top 20 most creative florists’ by the Daily Telegraph and is renowned for her artisan creations. She currently grows her produce in a nectar-rich cutting patch in Birmingham, a haven for bees and butterflies. Many insurers will misunderstand artisan growers mistaking them as suppliers rather than full service florists. From a policy perspective, many insurers would require an artisan grower to take out two policies, one covering liability for the end user and another covering raw and finished stock. This means your costs start stacking up.