Garden Studio Insurance

Our client is a luxury florist whose work is supplied by Dutch flower auctions daily. She operates her business from a garden studio at home which some insurance providers have a limited appetite for this type of business. Insurers like bricks and mortar and a garden studio may cast doubt regarding the durability of the structure and integrity of security. Therefore, businesses operating out of garden studios or similar non-standard structures are likely to face higher premiums to cover what is perceived as a greater risk. We put our client’s fears to rest, as we understand that many solo wedding professionals operate in this manner. Her policy not only covered her garden studio, it also extended to our client dressing wedding venues that she offers as an additional service. In a nutshell, we have combined two aspects of insurance into one comprehensive policy saving our client money.