Do you have enough cover for peak wedding season?

Take this quick self-assessment quiz

As wedding season ramps up, many suppliers find themselves carrying more stock, working with new venues and handling a busier schedule, but have you checked that your insurance is still enough to cover these changes?

Take this quick self-assessment quiz to see if your wedding business is fully prepared for peak season:

Quick self-assessment quiz: is your insurance ready for peak wedding season?

1) Do you expect to carry more stock than usual in the coming months?

• Yes -> Ensure your policy includes seasonal stock increases.
• No -> Your current stock sums insured may be sufficient.

2) Are you working with new venues this year?

• Yes -> Check if their Public Liability insurance requirements match your current cover.
• No -> Ensure your policy still aligns with existing venue expectations.

3) Will you be hiring additional staff for the season?

• Yes -> You may need Employers' Liability insurance.
• No -> Your current level of cover should be adequate.

4) Would a theft or accidental damage incident cause you financial loss?

• Yes -> Consider Business Interruption insurance.
• No -> Your income is likely secure without extra coverage.

5) Is your specialist equipment covered for theft, loss or accidental damage?

• Yes -> You're in good shape!
• No -> Upgrade your Equipment Insurance to avoid costly replacements out of your pocket.

6) Have you recently purchased or upgraded expensive equipment?

• Yes -> Update your equipment insurance to reflect the true replacement value.
• No -> Your cover may still be suitable.

7) Have you recently changed storage premises?

• Yes -> Tell your broker or insurer, you may not be covered if you have changed storage location without updating your documents.
• No -> Great, your insurer knows where you keep all of your contents and stock.

8) Have you diversified or expanded your business activities?

• Yes -> Check the business description on your documents captures your full activities and update your broker/insurer if they do not match.
• No -> Your business description likely matches your activites already, double check just incase!

This one's for wedding planners...

9) Are you expanding to destination wedding planning?

• Yes -> Check that your current policy includes the countries you will be planning weddings in or travelling to.
• No -> Your cover may still be suitable.

If you answered 'yes' to any of the questions above, it may be time to review your cover. Contact us today to discuss your policy and ensure you have the right protection in time for peak wedding season!

You can speak to an experienced member of our team by calling 0121 550 2380 or email us at info@weddinginsurancegroup.co.uk

Alternatively, if you'd like a quote for your wedding business, click here.